This should cover most international shipping fees including 10.00 for handling. If shipping is less than 45.00 (55.00 - 10.00 = 45.00), then there will be a refund. This does not cover insurance and I do not guarentee lost fiddles in the mail. I have never had one lost in 17 years of shipping them around the world. {Misplaced for a little while, but never lost} (Knock on wood...) If you would like insurance I can add that to the shipping. Last time I checked 4 years ago insurance was over 100.00. (You might consider buying a second fiddle as insurance at that rate!)